Your life will keep changing.

Your financial app should evolve with it.

Student to professional. Single to partner. Local to expat. You change — your tools should too. That's Opes — one workspace for every version of your life.

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Opes financial app
Life Transitions

New chapter, same workspace.

Opes adapts to who you're becoming.

Career jump. Moving in together. Starting a business. Each milestone changes how you manage money — Opes changes with you. No migration, no starting fresh.

Early careerFirst salary, first savings goals
PartnershipJoint expenses, your own structure
Self-employedBusiness and personal, one view
FamilyBudgets that grow with you
All Your Money

Your money is everywhere.

Now you can see it in one place.

Bank in one country. Salary in another currency. Crypto on the side. Opes pulls it all into one view — track, compare, decide. No more guessing your net worth.

BanksMultiple accounts, unified view
CurrenciesEUR, USD, GBP — all converted
CryptoWallets and exchanges in one place
InvestmentsStocks, ETFs, retirement funds
Your Rules

Most apps pick one way to manage money.

Opes lets you build your own.

A page for daily spending. A page for travel. A page for the renovation you're planning. Simple or complex, minimal or detailed — build what fits how you think.

PagesFor spending, for goals, for projects — add as many as you need
TemplatesUse ours, copy someone else's, or create your own
Any methodFollow a budgeting system, mix a few, or make up your own
Page blocksTables, charts, metrics, notes — your layout, your view
AI Co-pilot

Not just tracking. Thinking.

AI that connects dots across your entire finances.

Big purchase on a trip — budget drops. Where do you pull from? Don't think about it. AI already checked: your crypto grew 10%, selling 5% covers the gap, you stay in profit. It explains why. You say yes or no. That's the deal.

Sees everythingBanks, crypto, investments — AI works with your full picture, not pieces
Real solutionsBudget short? AI finds where to pull from — and explains why it makes sense
Life simulationsPlanning a move abroad? AI models your finances in the new reality
Plans with youBig purchase in 3 months? AI builds a path to get there without stress
Together

Money gets shared.

Your app should handle that.

Moving in with someone? Splitting costs with roommates? Managing family finances? Opes adapts — share the pages that matter, keep the rest private.

Shared & privateJoint rent budget next to your personal savings — no conflict
Access levelsView only, can edit, full control — you decide
Works for anyonePartner, family, roommates, even your accountant
Real-time syncBoth see updates as they happen — no "did you log that?"
Zero Friction

Most people quit tracking because it's tedious.

We made it take seconds.

Say it, snap it, or let it sync. Phone, watch, terminal, Raycast, smart speaker — whatever fits the moment. Opes meets you there.

Pick your wayWeb, phone, watch, terminal, speakers, Raycast, messengers. Carrier pigeon support pending.
VoiceSpeak it, AI logs it — phone, chat, smart speaker, anywhere
CameraReceipt → photo → transaction. That simple.
Auto-syncBanks and cards stay connected — nothing manual

Opes

financial app that evolves

with you, for you

start now, grow forever

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